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OE Wilson Insurance
Home
Hurricane Watch
Tampa Bay Insurance
Services
  • Mobile Home Insurance
  • Auto Insurance
  • Home Insurance
  • Flood Insurance
  • Commercial Auto Insurance
  • Umbrella Insurance
  • General Liability
  • Artisan Contractors
  • Workers Compensation
  • Business Owners Policy
Carrier Contacts
About
Contact
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  • Home
  • Hurricane Watch
  • Tampa Bay Insurance
  • Services
    • Mobile Home Insurance
    • Auto Insurance
    • Home Insurance
    • Flood Insurance
    • Commercial Auto Insurance
    • Umbrella Insurance
    • General Liability
    • Artisan Contractors
    • Workers Compensation
    • Business Owners Policy
  • Carrier Contacts
  • About
  • Contact

  • Home
  • Hurricane Watch
  • Tampa Bay Insurance
  • Services
    • Mobile Home Insurance
    • Auto Insurance
    • Home Insurance
    • Flood Insurance
    • Commercial Auto Insurance
    • Umbrella Insurance
    • General Liability
    • Artisan Contractors
    • Workers Compensation
    • Business Owners Policy
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Get a Workers' Compensation Insurance Quote now

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Protect your investment from Hurricane and other damage

Worker's Compensation Insurance

Great employees are the backbone of your business. When an employee gets injured or becomes ill due to a work incident, workers compensation insurance can help cover a portion of their expenses and get your employee back to good health sooner. Call our agents today.

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What is Covered by Worker's Compensation Insurance

O. E. Wilson Insurance in Florida offers comprehensive worker's compensation insurance that provides peace of mind for both employers and employees. With tailored coverage plans, prompt claims handling, and a deep understanding of state regulations, O. E. Wilson Insurance ensures that businesses can navigate the complexities of workers' compensation, fostering a safer and more secure workplace environment. Workers' Compensation coverage provides you and your employees with income replacement and benefits if an employee is injured or becomes ill because of employment. It will cover you and your employees for:

- Lost Wages Compensation

- Medical Benefits

- Disability Benefits

- Rehabilitation Benefits 

- Death Benefits 

- Liability Insurance for Legal Defense


Worker's compensation covers nearly all workplace injuries, as long as they're declared accidental. The full definition is fairly broad, however, with generalized wording that explains what’s covered as “injuries sustained during the course and scope of employment.

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Why Workers Compensation Insurance is needed

Workers compensation insurance is important for business owners to have for two very important reasons:

  1. Financial protection: Workers’ comp can help cover the cost of injured employees’ medical bills and lost wages. Without a workers’ comp policy, your business may be responsible for paying those expenses. Even one serious injury could cost hundreds of thousands of dollars.  
  2. Legal protection: In most cases, employees who accept workers’ comp benefits forfeit their right to sue you for a workplace injury. With no workers’ comp policy in place, your business may be at risk for expensive liability lawsuits.

In essence, workers' compensation serves as a vital bridge between employers and employees, ensuring that both parties are protected in the face of unexpected workplace accidents. It promotes workplace safety, financial security, and overall well-being, fostering a healthier and more productive work environment for all.

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We are here to talk about your options

If you would like to speak with someone about your workers' compensation insurance options, use the link below.

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Workers' Compensation Insurance Frequently Asked Questions

Please reach us at cinda@oewilson.com if you cannot find an answer to your question.

We offer a range of insurance products including home, auto, and business insurance.


You can file a claim by calling us directly or using the contact submission form on our website.


In Florida, if you have 3 or more employees, you are required by law to carry workers comp. Failure to comply with the law can subject the employer to significant fines, and potential liability in the event an employee is injured on the job. Principals of the company can exempt themselves from the coverage, or self-insure. There may be situations where you will be contractually required by a vendor to carry worker’s compensation compensation coverage, regardless of the number of employees you have.


There is no quick answer to this question. The premium you pay will vary based on several factors including:

  1. The number of employees,
  2. The total payroll of the insured population,
  3. The nature of your business and the type of contract work you perform. 
  4. The occupational code that applies to your business.


Contact Us

Fill out the form with any questions you have about finding the coverage that's right for you!

OE Wilson Insurance Inc.

10675 66th Street North, Pinellas Park, Florida 33782, United States

(727) 535-0524 cinda@oewilson.com

Hours

Monday - Friday: 8:30am - 5pm

Saturday & Sunday: Closed

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  • Home
  • Hurricane Watch
  • Tampa Bay Insurance
  • Mobile Home Insurance
  • Auto Insurance
  • Home Insurance
  • Flood Insurance
  • Commercial Auto Insurance
  • Umbrella Insurance
  • General Liability
  • Artisan Contractors
  • Workers Compensation
  • Business Owners Policy
  • Carrier Contacts
  • Contact

OE Wilson Insurance Inc.

10675 66th Street North, Pinellas Park, Florida 33782, United States

(727) 535-0524

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