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An umbrella insurance policies are designed to extend liability protection included in other types of insurance. Personal umbrella policies are most commonly paired with home insurance, auto insurance, watercraft insurance and more. 

Just as a regular umbrella protects you against harsh weather, umbrella insurance protects you against harsh legal consequences.

Generally, umbrella insurance provides liability coverage for expenses and lawsuits for covered claims involving:

• Personal injury to others
• Damage to other people’s property
• Claims of libel, slander, defamation of character, or invasion of privacy