Call O.E. Wilson Insurance Inc. in Tampa Bay for an Insurance quote today.
Protect your investment from the Road
Commercial Auto Insurance
Your commercial auto insurance coverage will depend on your unique operations and needs. Together with our experienced commercial auto insurance agent, you can tailor your commercial auto insurance policy based on your specific company vehicles and your business’s size and industry.
Protect Your Commercial Vehicles, Drivers, and the Public To
Bodily Injury Liability
Personal Injury Protection
Property Damage Liability
Will cover the cost of any injuries or death of another person(s) resulting from an accident that you or your employee are determined to be at fault. These costs can include medical bills, loss of income, hospital bills, and any pain and suffering damages that result.
Property Damage Liability
Personal Injury Protection
Property Damage Liability
Will cover any damage that you or your vehicle may do to another person’s property. Not only will this cover damage done to other vehicles, but also can include damage to landscaping, structures, and fences.
Personal Injury Protection
Personal Injury Protection
Personal Injury Protection
Will cover you and your employees’ medical expenses and potentially lost wages when injured in an accident in a commercial vehicle
Physical Damage Coverage
The value of these coverages is referred to as ‘ACV’ or depreciated value coverages. The most an insured will pay for a loss is the lesser of the depreciated value of the vehicle, or the total cost to repair or replace the vehicle with one of like kind and quality. There are three categories of physical damage coverage applied to business vehicles:
- Comprehensive Coverage – damage done to your vehicle and any vehicle that you are driving. Includes stolen vehicles, flood, fire, glass breakage, or falling objects damage. Typically, a deductible is selected to reduce the cost of this coverage.
- Collision Coverage – covers the cost of damage to your vehicle when you are in an accident, are hit by another driver, or from a vehicle overturning.
- Specified Perils Coverage – will cover many of the same perils as Comprehensive, but will be limited by those perils named i,n the policy. For example, it may include only fire and theft, and as a resut it may be less expensive
Uninsured/Underinsured Motorist Coverage
Uninsured/Underinsured Motorist Coverage
Uninsured/Underinsured Motorist Coverage
Can cover both liability and collision claims. This coverage will cover any medical bills, loss of income, hospital bills, and pain and suffering damages that result from an accident where an at-fault driver does not have adequate, or any, liability coverage when your vehicle is involved. It can also cover the cost of repairs given the same circumstance.
Commercial Umbrella
Uninsured/Underinsured Motorist Coverage
Uninsured/Underinsured Motorist Coverage
Many times, Business owners opt to add an additional layer of liability protection to their commercial auto policies by adding a commercial liability umbrella. This umbrella coverage, typically issued in increments of $1 million, will cover those large liability claims that exceed to selected limits of coverage on the underlying commercial auto policy.
Let O.E. Wilson quote a commercial liability umbrella to show you the cost of adding an additional level of financial protection for your business and its principals. The process is simple and will only take minutes