Get the Best Mobile Home Insurance Coverage
O.E. Wilson Insurance is one of Florida’s leading mobile home/manufactured home insurance agents. Our agency has over 45 years of experience in writing these types of policies in Florida, and we are widely recognized as a trusted authority in providing customers with this special type of insurance coverage. We have developed long lasting relationships with the companies that specialize in these types of policies, and as a result, we can provide many coverage options for our customers. Let us put the benefit of our years of experience to work for you today.
Take Your First Step with us
An important initial step in the structuring of a policy is creating the valuation estimate of the home and the scheduled attachments. This process can be handled very quickly if you have the important information outlined below. The valuation phase is important because it will determine the amount of coverage (primarily home and personal property) needed on your policy. We are prepared to help you with this important step by asking the proper questions and guiding you through the important issues. Our goal is to arrive at the correct answers to the valuations, while helping to provide you with a thorough understanding of the coverages on your policy.
Mobile Home Insurance Coverages
Personal Injury Protection
Covers damage to your home as a result of a covered loss such as fire, hurricane, lightning, theft or vandalism. This would include the scheduling of any attachments such as a garage, screen rooms, enclosed patios, carports, and sheds.
Bodily Injury Liability
Will provide coverage for personal possessions (e.g., furniture, clothing, appliances, etc.) in the event of a covered loss (e.g., fire, hurricane, theft, vandalism)
Additional Living Expense
Covers temporary housing and living expenses if your home is damaged by a covered loss under your policy, and is being repaired or replaced.
Covers you from a financial loss in the event you are sued and found legally responsible for injuries to others on your property, or you damage another person’s property.
Important Information for Rating Your Home Insurance
- Year Built, Make and Model of the Home
- Dimensions of the home
- Full-time/Part-time residents
- Any attached structures (carports, enclosed patios, screen rooms, sheds)
- Location of the home – Park Name/Address, or Private property
- Updates/Improvements to the Home – Roof, Air Conditioning, Electrical, etc.
- Title of the Home
- Closing Documents if a new purchase